Payments infrastructure provider Decta is using USDC as an internal treasury settlement asset, allowing the company to move its own funds internationally through OpenPayd’s regulated financial infrastructure.
The integration does not introduce stablecoin payments to Decta’s customers. Instead, USDC will be used behind the scenes to manage Decta’s corporate liquidity and facilitate cross-border transfers between its own entities.
Decta adopts USDC for corporate treasury
Under the arrangement, Decta transfers company funds into OpenPayd’s infrastructure, where fiat can be converted into Circle’s USDC through OpenPayd’s over-the-counter services. Decta can then use the stablecoin for international operational settlements.
The company said the setup is designed to make treasury movements faster, simpler and more flexible, while maintaining its existing compliance and financial controls.
The distinction is important: Decta’s merchants and other customers will not directly interact with USDC. The stablecoin functions exclusively as an internal settlement rail for Decta’s own funds.
Founded in London in 2015, Decta provides payment processing, acquiring, card issuing, banking infrastructure and related services across multiple markets.
OpenPayd provides the regulated infrastructure
OpenPayd supplies the financial infrastructure connecting Decta’s traditional fiat operations with USDC.
The company received MiCA authorization in June 2026, enabling it to provide regulated digital-asset services across the European Economic Area. Its offering includes fiat-to-stablecoin conversion, custody, wallet infrastructure and stablecoin transfers.
OpenPayd has also developed its stablecoin capabilities through a partnership with Circle. The integration enables businesses to move between traditional currencies and USDC while managing both through a unified financial infrastructure.
Its institutional customer base includes major crypto and financial companies, highlighting the growing use of regulated stablecoin infrastructure for corporate treasury operations.
Stablecoins increasingly becoming treasury infrastructure
Decta’s implementation reflects a broader shift in how businesses are using stablecoins.
Rather than treating USDC or USDT solely as consumer payment instruments, companies are increasingly experimenting with them for cross-border treasury transfers, intercompany settlements and liquidity management.
Recent corporate pilots have demonstrated how stablecoins can move funds between international entities faster than conventional banking rails while preserving existing treasury and compliance processes.
This trend is also attracting financial institutions. Stablecoin infrastructure providers have reported growing demand from banks, payment companies and other regulated businesses seeking faster international settlement and more efficient liquidity management.
Decta’s stablecoin strategy remains focused on infrastructure
The latest integration builds on Decta’s previous interest in regulated digital assets. The company had earlier explored the development of a euro-pegged stablecoin compliant with Europe’s MiCA framework.
Its current strategy is different. Decta is not issuing its own stablecoin or adding crypto payments to its customer products.
Instead, the company is using an existing regulated stablecoin infrastructure to improve its own treasury operations. Its funds can be transferred to OpenPayd, converted into USDC when necessary and used for international settlements, while Decta’s existing customer-facing payment services continue operating separately.
The move illustrates a broader evolution in stablecoin adoption: the next major use case may not be paying customers with digital dollars, but using stablecoins quietly behind the scenes to modernize corporate treasury and cross-border settlement.
